Type of auto insurance that pays for the costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc. Collision Coverage Hmo Liability Coverage Comprehensive -overage

## Step 1<br />The problem is asking us to identify the type of auto insurance that covers the costs of repairing or replacing a vehicle after events that are beyond the driver's control, such as weather, vandalism, theft, etc.<br /><br />## Step 2<br />We have four options: Collision Coverage, HMO, Liability Coverage, and Comprehensive Coverage.<br /><br />## Step 3<br />Collision Coverage is a type of auto insurance that covers the costs of repairing or replacing a vehicle after an accident. This does not match the description given in the problem.<br /><br />## Step 4<br />HMO, or Health Maintenance Organization, is a type of health insurance plan that provides health services through a network of doctors and hospitals. This is not related to auto insurance.<br /><br />## Step 5<br />Liability Coverage is a type of auto insurance that covers the costs of damages to another person resulting from an accident you cause. This does not match the description given in the problem.<br /><br />## Step 6<br />Comprehensive Coverage is a type of auto insurance that covers the costs of repairing or replacing a vehicle after events that are beyond the driver's control, such as weather, vandalism, theft, etc. This matches the description given in the problem.