17. Which is not part of the Federal Fair Debt Collections Practices Act? a. Restricts calling times of collectors to the hours of 8:00a.m.-9:00p.m. b. Allows you to request that a creditor stop calling your place of employment c. Allows you to write a cease and desist letter to insist a creditor stop all contact. d. Requires creditors to correct any inaccuracies on your account

The correct answer is d. Requires creditors to correct any inaccuracies on your account.<br /><br />The Federal Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive, unfair, or deceptive practices by debt collectors. The FDCPA does not require creditors to correct inaccuracies on a consumer's account. Instead, the Fair Credit Reporting Act (FCRA) requires creditors and debt collectors to provide consumers with accurate information about their credit reports and to correct any inaccuracies that are found.